Fee Schedule - revised 12/1/2023
Savings/Club/Share Accounts
Excessive Withdrawal Fee
$3.00 for each withdrawal after 3 in a month
Holiday Club Early Withdrawal
$25.00 if made before distribution date
Returned Deposit Item
$20.00 per item
Transfer/Balance Inquiry
$2.00 per occurrence (Free on Audio System/Home Banking/In person)
Checking/Share Draft Accounts
NSF Transfer Fee
$10.00 per occurence
NSF Return Fee
$35.00 per occurence*
Stop Payment Fee
$15.00 per item/request, plus $20.00 if item presented for payment
Check Printing Fee
Prices vary depending on style
Monthly Service Fee
$6.00 per month without direct deposit of net pay or if the minimum balance of $250.00 at all times is not met
Copy of cleared check/draft
$3.00 per item if not printed from Home Banking
Returned Deposit Item
$20.00 per item
Transfer/Balance Inquiry
$2.00 per occurrence (Free on Audio System/Home Banking/In person)
ATM/Debit Cards
ATM Withdrawals at foreign machines
$1.00 per transaction**
POS Transactions
$0.25 per transaction**
Replacement Card
$15.00
Rush Order of Card
$50.00 additional
Ship to Alternate Address (other than address on account)
$10.00
**Fees waived for cardholders with direct deposit of net pay
Automated Clearing House (EFT’S)
NSF Transfer Fee
$10.00 per item
NSF Return Fee
$35.00 per occurence*
Stop Payment Fee
$15.00 per item/request plus $20.00 if presented for payment
*NSF Fees are charged per occurrence, not per item which may result in being charged multiple NSF Fees for the same item.
Other Service Fees (applicable to all accounts)
Inactive Account fee for accounts with combined balances less than $100.00 and no financial activity for 12 months
$5.00 per month
Paper Statement Fee (Members under 18 years old and over 65 years old are excluded)
$3.00 per month
Account Reconciliation Fee
$20.00 per hour
Account Research Fee
$20.00 per hour
Statement Copy Fee
$3.00 per month if not printed from Home Banking
Returned Deposit Item
$20.00 per item
Wire Transfer (incoming)
$10.00 per transfer
Wire Transfer (outgoing)
$25.00 per transfer
International Wire Transfer (incoming)
$20.00 per transfer
International Wire Transfer (outgoing)
$40.00 per transfer
Money Order Fee
$2.00 per money order
Account Closed Within the First 3 Months
$25.00
Garnishment/Levy
$50.00 per occurence
Returned Mail/Bad Address
$10.00 per occurence
Duplicate Release of Lien or Title
$25.00 per occurence
GAP Insurance Policy (Auto Loans)
$350.00
Real Estate Loan Payoff Processing Fee
$50.00 per loan
Credit Union Membership
Membership Share
$25.00 par value
member benefits
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