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Loan Rates and Products

Changes to auto loan rates effective as of October 1, 2011 (Subject to change without notice)

NEW AUTO (MODEL YEAR 2011 AND NEWER)

100% FINANCING AVAILABLE
Purchase or refinance from other financial Institutions only for the rates listed below

MONTHS	RATE
12-24 36 48 60 72	as low as 2.99%* as low as 2.99%* as low as 2.99%* as low as 2.99%* as low as 3.99%*

Minimum loan amount $25,000 for 72 month term

USED AUTO (MODEL YEAR 2007-2010)

MONTHS	RATE
12-24 36 48 60	as low as 2.99%* as low as 2.99%* as low as 2.99%* as low as 2.99%*

Minimum loan amount $15,000 for 60 month term

OLDER USED AUTOS-MODEL YEAR 2006 AND OLDER

Up to 36 months maximum 7.99%*

HOME EQUITY LINE OF CREDIT-VARIABLE RATE MAXIMUM LOAN TO VALUE 80%

Connecticut, owner occupied properties only. Loan amounts $10,000-$100,000. Rate will be variable and will be determined by credit score.

15 or 20 year terms available. Rates as low as 3.50%* APR

HOME EQUITY/SECOND MORTGAGE-FIXED RATE- MAXIMUM LOAN TO VALUE 80%

Connecticut, owner occupied properties only. Loan amounts $10,000-$100,000. Rate will be fixed for term of loan.

MONTHS	RATE
60 120 180	as low as 5.00%* as low as 5.50%* as low as 6.25%*

***NO APPLICATION FEES OR CLOSING COSTS***

SHARES PLEDGED LOANS—MAXIMUM $100,000

Shares will be frozen up to the balance of the loan until paid in full. Minimum monthly payment of $70.00.

MONTHS	RATE
up to 36 48-60	as low as 3.20%* as low as 4.20%*

***********PERSONAL LOAN SEPCIALS****************

Borrow up to $5,000 for 12 months as low as 7.50%*

Borrow up to $10,000 for 24 months as low as 8.50%*

CONSOLIDATION LOAN $10,000 MAXIMUM

Checks will be made payable to creditors only

MONTHS	RATE
12-36 48-60	as low as 10.10%* as low as 10.60%*

PERSONAL LOANS-UNSECURED

maximum loan amount $7500

MONTHS	RATE
12-24 36 48	as low as 10.59%* as low as 11.59%* as low as 12.59%*

PERSONAL-COSIGNED - OTHER THAN SPOUSE MAXIMUM $10,000

Rate will be as listed above for Personal Loans for the Respective terms.

CHECKING LINE OF CREDIT

OVERDRAFT PROTECTION—VARIABLE RATE

Maximum credit line of $5,000. Rate will be variable, set quarterly and be determined by credit score.

Term Varies as low as 9.75%*

* = Actual rate will be determined by credit score. The above rates include a 0.50% discount with a SVMCFCU open checking account.